Last Updated: July 21, 2025
At ANDX USA LLC (“we,” “us,” or “our”), we believe in transparency and customer awareness. Before using our platform or engaging in transactions involving digital assets, you must carefully read this Risk Disclosure Statement.
Digital asset activity carries significant risk. By using our services, you acknowledge and accept the risks described below and agree that you are solely responsible for any losses or damages arising from your use of the platform.
- Stablecoin Risk
While stablecoins such as USDT (Tether) are designed to maintain a 1:1 peg to the U.S. dollar, price stability is not guaranteed. Stablecoin issuers may fail to maintain sufficient reserves or may experience operational or regulatory disruptions. This could result in loss of value or inability to redeem stablecoins for USD.
- Regulatory Risk
Digital assets are subject to evolving U.S. and international laws and regulations. Regulatory actions by the U.S. Securities and Exchange Commission (SEC), Financial Crimes Enforcement Network (FinCEN), Florida Office of Financial Regulation (OFR), or other agencies may:
- Restrict or prohibit the use, conversion, or transfer of stablecoins;
- Require asset freezes, transaction blocking, or account closures;
- Cause sudden delisting or withdrawal suspensions of certain digital assets.
3. Counterparty Risk
ANDX USA LLC partners with Zero Hash, a FinCEN-registered Money Services Business (MSB) and licensed Money Transmitter. Zero Hash facilitates all fiat-to-cryptocurrency transactions. As a result, any technical or financial failure by Zero Hash or the stablecoin issuer (e.g., Tether Ltd.) may impact your ability to access or redeem funds.
4. Cybersecurity Risk
Despite robust security protocols, digital platforms are inherently vulnerable to cyberattacks, including:
- Hacking
- Phishing
- Exploits in smart contracts or wallet systems
These attacks may result in unauthorized access to your funds or permanent loss of assets.
5. Technology and Operational Risk
Access to your digital wallet and assets may be disrupted by:
- Platform outages
- Software bugs
- Infrastructure failures
- Interruptions in third-party services (e.g., Zero Hash, SumSub)
We do not guarantee uninterrupted access to the platform or transaction processing.
6. Market Liquidity Risk
Although stablecoins are generally designed for 1:1 redemption, liquidity constraints in the broader market, including on exchanges or banking partners, may lead to delays in conversion or temporary suspension of withdrawals.
7. Legal and Enforcement Risk
Under U.S. law, ANDX USA LLC and its partners are required to comply with subpoenas, freeze orders, and regulatory investigations. Your account and funds may be temporarily or permanently restricted due to legal enforcement, regulatory orders, or sanctions screening.
8. No Deposit Insurance
Your digital assets are not insured by the FDIC or any government agency. You may lose the entire value of your holdings in the event of security breaches, regulatory actions, or counterparty default.
9. No Investment Advice
ANDX USA LLC does not provide investment, tax, or legal advice. Nothing on our platform should be construed as a recommendation to buy, sell, or hold any digital asset. You should consult independent advisors before making any decisions.
Acknowledgment
By using the ANDX USA LLC platform, you confirm that:
- You have read and understood this Risk Disclosure Statement;
- You understand that digital assets carry high risk and may result in financial loss;
- You accept full responsibility for any transactions or activities undertaken on the platform.
For questions or additional information, please contact at: compliance@andxus.io and ANDX USA LLC, 7901 4th St N, Ste 300, St. Petersburg, FL 33702